Mortgage Loans
If you’re looking for a mortgage, look no further. We offer a variety of mortgage programs to suit your needs.
Fixed Mortgage Rates
Effective Date: Saturday, January 28, 2023
| Type | Interest Rate | APR* | Monthly Payments Per $1,000 Borrowed | |
|---|---|---|---|---|
| 30 Year Fixed Rate | 6.000% | 6.010% | $6.00 | How To Apply |
| 20 Year Fixed Rate | 5.625% | 5.638% | $6.95 | How To Apply |
| 15 Year Fixed Rate | 5.125% | 5.141% | $7.97 | How To Apply |
| 10 Year Fixed Rate | 5.000% | 5.023% | $10.61 | How To Apply |
Payments shown do not include taxes or insurance. Your monthly payment will be greater.
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Available on conforming owner-occupied loan amounts for a single family is $647,200, 2-family is $828,700, 3-family is $1,001,650, 4-family is $1,244,850.
Adjustable Rate Mortgage Rates
Effective Date: Saturday, January 28, 2023
| Type | Interest Rate | # Monthly Payments | Points | Monthly Payment Per $1,000 | Fully Indexed Rate % | # of Monthly Payments | Monthly Payment Per $1,000 | APR* | |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year Adjustable | 5.000% | 12 | 0.000% | $5.37 | 7.000% | 348 | $6.62 | 6.82% | How To Apply |
| 3 Year Adjustable | 5.250% | 36 | 0.000% | $5.52 | 6.750% | 324 | $6.42 | 6.38% | How To Apply |
| 3/1 Year Adjustable | 5.250% | 36 | 0.000% | $5.52 | 6.750% | 324 | $6.42 | 6.38% | How To Apply |
| 5/1 Year Adjustable | 5.500% | 60 | 0.000% | $5.68 | 6.375% | 300 | $6.17 | 6.04% | How To Apply |
| 7/1 Year Adjustable | 5.625% | 84 | 0.000% | $5.76 | 6.375% | 276 | $6.16 | 6.00% | How To Apply |
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
APR may increase after closing.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Based on a 30 year term.
Available on conforming owner-occupied loan amounts for a single family is $647,200, 2-family is $828,700, 3-family is $1,001,650, 4-family is $1,244,850.