Mortgage Loans
If you’re looking for a mortgage, look no further. We offer a variety of mortgage programs to suit your needs.
Fixed Mortgage Rates
Effective as of: Saturday, November 17, 2018
| Type | Interest Rate | APR* | Monthly Payments Per $1,000 Borrowed | |
|---|---|---|---|---|
| 30 Year Fixed Rate | 5.00% | 5.010% | $5.37 | How To Apply |
| 20 Year Fixed Rate | 4.750% | 4.764% | $6.46 | How To Apply |
| 15 Year Fixed Rate | 4.500% | 4.518% | $7.65 | How To Apply |
| 10 Year Fixed Rate | 4.375% | 4.401% | $10.30 | How To Apply |
Payments shown do not include taxes or insurance. Your monthly payment will be greater.
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Available on conforming owner-occupied loan amounts for a single family is $417,000, 2-family is $533,850, 3-family is $645,300, 4-family is $801,950.
Adjustable Rate Mortgage Rates
Effective as of: Saturday, November 17, 2018
| Type | Interest Rate | # Monthly Payments | Points | Monthly Payment Per $1,000 | Fully Indexed Rate % | # of Monthly Payments | Monthly Payment Per $1,000 | APR* | |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year Adjustable | 4.500% | 12 | 0.000% | $5.07 | 5.500% | 348 | $5.66 | 5.42% | How To Apply |
| 3 Year Adjustable | 4.250% | 36 | 0.000% | $4.92 | 5.750% | 324 | $5.76 | 5.40% | How To Apply |
| 3/1 Year Adjustable | 4.250% | 36 | 0.000% | $4.92 | 5.750% | 324 | $5.76 | 5.40% | How To Apply |
| 5/1 Year Adjustable | 4.250% | 60 | 0.000% | $4.92 | 5.750% | 300 | $5.71 | 5.20% | How To Apply |
| 7/1 Year Adjustable | 4.250% | 84 | 0.000% | $4.92 | 5.750% | 276 | $5.66 | 5.03% | How To Apply |
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
APR may increase after closing.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Based on a 30 year term.
Available on conforming owner-occupied loan amounts for a single family is $417,000, 2-family is $533,850, 3-family is $645,300, 4-family is $801,950.