Mortgage Loans
If you’re looking for a mortgage, look no further. We offer a variety of mortgage programs to suit your needs.
Fixed Mortgage Rates
Effective Date: Thursday, April 9, 2020
| Type | Interest Rate | APR* | Monthly Payments Per $1,000 Borrowed | |
|---|---|---|---|---|
| 30 Year Fixed Rate | 3.500% | 3.509% | $4.49 | How To Apply |
| 20 Year Fixed Rate | 3.250% | 3.263% | $5.67 | How To Apply |
| 15 Year Fixed Rate | 3.125% | 3.142% | $6.97 | How To Apply |
| 10 Year Fixed Rate | 3.000% | 3.024% | $9.66 | How To Apply |
Payments shown do not include taxes or insurance. Your monthly payment will be greater.
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Available on conforming owner-occupied loan amounts for a single family is $417,000, 2-family is $533,850, 3-family is $645,300, 4-family is $801,950.
Adjustable Rate Mortgage Rates
Effective Date: Thursday, April 9, 2020
| Type | Interest Rate | # Monthly Payments | Points | Monthly Payment Per $1,000 | Fully Indexed Rate % | # of Monthly Payments | Monthly Payment Per $1,000 | APR* | |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year Adjustable | 3.000% | 12 | 0.000% | $4.22 | 2.875% | 348 | $4.15 | 2.89% | How To Apply |
| 3 Year Adjustable | 3.000% | 36 | 0.000% | $4.22 | 3.125% | 324 | $4.28 | 3.11% | How To Apply |
| 3/1 Year Adjustable | 3.000% | 36 | 0.000% | $4.22 | 3.125% | 324 | $4.28 | 3.11% | How To Apply |
| 5/1 Year Adjustable | 3.250% | 60 | 0.000% | $4.35 | 3.250% | 300 | $4.35 | 3.26% | How To Apply |
| 7/1 Year Adjustable | 3.375% | 84 | 0.000% | $4.42 | 3.250% | 276 | $4.37 | 3.32% | How To Apply |
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
APR may increase after closing.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Based on a 30 year term.
Available on conforming owner-occupied loan amounts for a single family is $417,000, 2-family is $533,850, 3-family is $645,300, 4-family is $801,950.