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Adjustable Rate Mortgage Rates
Effective Date: Saturday, July 12, 2025
Adjustable Rate Mortgage Rates (Rate Table)| Type | Interest Rate | # Monthly Payments | Points | Monthly Payment Per $1,000 | Fully Indexed Rate % | # of Monthly Payments | Monthly Payment Per $1,000 | APR* | |
|---|
| 1 Year Adjustable | 6.000% | 12 | 0.000% | $6.00 | 6.750% | 348 | $6.48 | 6.69% | How To Apply |
| 3 Year Adjustable | 6.125% | 36 | 0.000% | $6.08 | 6.500% | 324 | $6.30 | 6.41% | How To Apply |
| 3/1 Year Adjustable | 6.125% | 36 | 0.000% | $6.08 | 6.500% | 324 | $6.30 | 6.41% | How To Apply |
| 5/1 Year Adjustable | 6.250% | 60 | 0.000% | $6.16 | 6.625% | 300 | $6.38 | 6.49% | How To Apply |
| 7/1 Year Adjustable | 6.500% | 84 | 0.000% | $6.32 | 6.625% | 276 | $6.39 | 6.57% | How To Apply |
Payments shown do not include taxes or insurance. Your monthly payment will be greater.
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
APR may increase after closing.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Based on a 30 year term.
Available on conforming owner-occupied loan amounts for a single family is $647,200, 2-family is $828,700, 3-family is $1,001,650, 4-family is $1,244,850.
