Loan Rates

View all our current loan rates:

Adjustable Rate Mortgage Rates

Effective as of: Sunday, December 16, 2018

Type Interest Rate # Monthly Payments Points Monthly Payment Per $1,000 Fully Indexed Rate % # of Monthly Payments Monthly Payment Per $1,000 APR*
1 Year Adjustable 4.500% 12 0.000% $5.07 5.500% 348 $5.66 5.42% How To Apply
3 Year Adjustable 4.250% 36 0.000% $4.92 5.750% 324 $5.76 5.40% How To Apply
3/1 Year Adjustable 4.250% 36 0.000% $4.92 5.750% 324 $5.76 5.40% How To Apply
5/1 Year Adjustable 4.250% 60 0.000% $4.92 5.750% 300 $5.71 5.20% How To Apply
7/1 Year Adjustable 4.250% 84 0.000% $4.92 5.750% 276 $5.66 5.03% How To Apply

Fixed Mortgage Rates

Effective as of: Sunday, December 16, 2018

Type Interest Rate APR* Monthly Payments Per $1,000 Borrowed
30 Year Fixed Rate 5.00% 5.010% $5.37 How To Apply
20 Year Fixed Rate 4.750% 4.764% $6.46 How To Apply
15 Year Fixed Rate 4.500% 4.518% $7.65 How To Apply
10 Year Fixed Rate 4.375% 4.401% $10.30 How To Apply

Fixed Rate Home Equity Loan

Effective as of: Sunday, December 16, 2018

TypeInterest RateAPR*Monthly Payments Per $1,000 Borrowed
5 years4.750%4.763%$18.76How To Apply
10 years5.000%5.007%$10.61How To Apply
15 years5.500%5.505%$8.17How To Apply

*Annual Percentage Rate (APR)
Rate and Annual Percentage Rate (APR) are available on owner-occupied 1-4 family homes and condominiums.
North Cambridge Co-operative Bank lien must be in second position for these loan terms.
Homeowner's insurance is required on the home securing the loan. Flood insurance may be required.
Consult your tax advisor regarding the deductibility of interest paid.
80% maximum CLTV. Appraisal is required at borrowers expense.
Subject to credit approval.
Please call for additional loan details.

Home Equity Line of Credit

Effective as of: Sunday, December 16, 2018

Type Interest Rate APR*
Home Equity Line of Credit 5.25% 5.25% How To Apply

*Annual Percentage Rate (APR)
Rate and Annual Percentage Rate (APR) are available on owner-occupied 1-4 family homes and condominiums.
Homeowner's insurance is required on the home securing the line. Flood Insurance may be required.
Consult your tax advisor regarding the deductibility of interest paid.
80% maximum CLTV. Appraisal is required at borrowers expense.
Subject to credit approval.
Term is based on 10 year draw period followed by a 15 year repayment schedule.
APRs for Home Equity Lines of Credit are variable and are subject to change monthly. Rates are based on the Wall Street Journal Prime Rate (currently 5.25%).
Maximum APR is 18%.
Please call for additional loan details.

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